Our Payment Options

Payment for Services

Payment in full is expected at time of service. Thurmond Eye Associates will be happy to file your Medicare, Medicaid and CHIPS claims for you.  We also participate in numerous PPO plans and will file those claims for you.  An itemized statement, including diagnosis, will be provided to you at the time of your visit, which will enable you to file any other insurance claim (s).


Thurmond Eye Associates is a Medicare Participating Provider.  This means that we accept the Medicare allowable as payment in full for all covered services.  Medicare pays 80% of the Medicare allowable after you annual $135.00 deductible is met.  You will be responsible for paying your deductible and 20% of the Medicare.  We will file your secondary insurance for you if your secondary carrier accepts electronically submitted claims from Medicare.  If your carrier does not accept electronically submitted claims, you will be given the necessary documentation to file your secondary insurance.

Testing for Glasses and Medicare

Eye refractions are not covered by Medicare. Refraction is a test used to determine the need for glasses or a change in prescription.  If you wish to be checked for glasses, you will be responsible for paying the cost of the refraction at the time of your visit.


In order to qualify for Medicaid benefits, you must present proof of your coverage each month.  Please bring your Medicaid card with you to your appointments. Some patients who are covered by Medicaid are eligible for routine eye care.  Eligible participants qualify for one routine eye exam every two years for adults and one every year for children.

Private Insurance

Thurmond Eye Associates is a participating provider in numerous private insurance plans.  Please bring your insurance card with you to your visit so that we can verity our participation and your benefits.


If you have specific questions about charges or payment arrangements, please feel free to discuss them with one of our office supervisors.

Thurmond Optical

For you convenience, optical services are available in each of our office locations.  We provide free adjustments and free nose-pad replacements.  We carry a large selection of the latest styles of frames in all price ranges.  Most prescriptions can be filled by our in-house lab in one to two days.